It is similar to credit piggy backing but not only sharing the persons credit card as an "authorized user", but sharing the "individual", such as lines of credit, mortgage, loans, etc. Does such service exist in America? I have heard it is popular in Arizona and Virginia. Thanks
Tags: Credit Card, credit mortgage, credit piggy backing, individual quot, mortgage loans
I have one item on my credit report. It is a credit card that is delinquent. Because of this my credit score is very low. What can I do to build my credit score back up?
Tags: Credit Card, credit report, Credit Score
I can’t stand to watch the interest accrue. it is only 4.5% but it bothers me to look at it. I was denied credit for not having any previous credit. I took out a thousand dollar loan from my credit union. i have since then got a credit card and pay the balance in full every month. my credit score has increased greatly in three months! Should i keep slowly paying off the loan? Is it bad to pay it off too quick (as far as credit building is concerned)?
Tags: Credit Card, Credit Score, dollar loan, three months
I am 18 years old. I have never owned a credit card in my life. I was denied a Target card today because I don’t have credit. I had to make a 0 down payment on a new phone because I don’t have a credit score.
How do I improve my credit score? I really don’t want to own a credit card, and I would like to only use it for things like gas and only use it sparingly. Is my credit currently BAD? or is it 0? Is this fixable?
Tags: 18 years, Credit Card, how do i improve my credit score, target card
I have a credit score of 555 and my wife has a very good credit score. I make over K per year and now I need a new car for my work. The last car I bought I paid for in cash because of my credit score. All of my credit issues happened in College 5-7 years ago but is still haunting me. If my wife’s crediit score is over 720, and she co-signs do I get the interest rate based on her score or an average of both of ours? Any help is appreciated before I submit fo a loan application with my credit union.
I had a civil judgement 5 years ago, and that is why my score is low, as well as the collection accounts from 2 credit card from 6 years ago as well.
Tags: 6 years, collection accounts, Credit Card, Credit Score, Interest rate, judgement, last car, loan application, new car, signs
My friend has lots of free cash each month, but he’s afraid of asking for a credit card because of his bad credit. At present he has no credit cards or loans.
Tags: Bad Credit, Credit Card, credit cards, Loans
I am trying to help my sister build up her credit so that she can build a better life for her child and her cocker spaniel, Macy. Her FICO score is presently 610 as of this month. What credit card can she apply for right now that will accept a score of 610? She wants to use it simply to buy gas or something on and pay off in full each month so she can use it solely to boost her score up. She had some trouble due to a person in her past having a bill in her name and screwing her over and not making any payments on it. (low life)
Anyone know how low a 610 is considered on a FICO? I am pretty sure this is Trans Union. And what type of credit card will accept a 610 that she can apply for to pay off each month to build her score up?
Thank you much.
Tags: better life, cocker spaniel, Credit Card, fico score, macy, spaniel, trans union
i have never had a credit card but my bank account has been active for over 10 years and always had money in it?
is this good credit or bad? what is my credit score?
Tags: 10 years, Credit Card, Credit Score, Money
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