I’ve heard that when places pull your credit score, it can lower the score. I currently have no credit, but I just applied to lease an apartment. After they check my credit, will I then have a bad score because they pulled it?
If I were to suddenly apply for multiple credit cards or personal loans within a short time frame, would my score be lowered (considering I currently have no score)?
Tags: apartment, credit cards, Credit Score, personal loans, short time, time frame
I have excellent credit and good credit score. I have bunches of credit cards, both store and visa, etc that I want to cancel. There are zero balances on all, haven’t used them in years, and just want them off my credit report as "closed by customer’s request" which shows they were not cancelled for any bad credit reason. Will this hurt my credit score?? I know if you have balances or delbt other places, it can hurt, but I have no debt and no balances on them. Thanks!
Tags: Bad Credit, bunches, credit cards, credit report, Credit Score, visa
Hi, I have a credit score of 656. I was wondering what credit card companies would give me a credit card with this score? My score is kinda low because when I was new to credit, I was applying for every credit card out there, so I have a lot of inquries. I have two credit cards, both of them are paid off, but they are "bad credit" credit cards, so they are a scam, and a rip off. I don’t use them anymore. But what credit card companies would give me a credit card with this score? Thanks
Tags: Bad Credit, Credit Card Companies, credit cards, Credit Score, inquries
Will my back credit go away?
I have bad credit because I got credit cards when I was younger and couldn’t pay them back. I also have student loans that I haven’t been good on paying back either. If I pay my credit card bills and student loans and bring then up to date and finish paying them all off eventually will my BAD credit score be okay? What do I have to do?
Tags: Bad Credit, credit card bills, credit cards, Credit Score, student loans
My friend has lots of free cash each month, but he’s afraid of asking for a credit card because of his bad credit. At present he has no credit cards or loans.
Tags: Bad Credit, Credit Card, credit cards, Loans
After few months or years I am attracted to other credit card offers, meanwhile i don’t want to have many open unused credit cards. Somewhere I heard having many open accounts hurt the credit score etc.
Tags: Credit Card, credit cards, Credit Score, open accounts, unused credit
My credit card company closed my account because they said that the information on my original application for income didn’t match the information that got from the IRS and decided to close my account. I really don’t care because I have pretty good credit and have other credit cards. I was wondering if this would hurt my credit. They said I can continue to pay like I normally would.
Tags: credit card company, credit cards, good credit, irs
2 yrs ago my boyfriend stopped working and didnt have enough money to pay MY credit cards. As a result, we stopped paying them. Now they are in collections. Now i’m working in a stable job and they are offering me a full time position but they can’t hire me because of my bad credit. I want to pay my debt but want to receive a good credit score so they can hire me. What should i do?
Tags: Bad Credit, collections, credit cards, Credit Score, full time, stable job, time position
We are also from Wisconsin. Will I acquire his debt or he acquire mine if we divorce or if "God forbid" he should die or I die?Can my good credit help his credit score? I’m not changing my last name and we have separate bank accounts, separate credit cards, etc. We also will have a prenuptial that what’s his is his and mine is mine.
Tags: credit cards, Credit Score, divorce, prenuptial
I am 22 and have four or five collections on my credit report that are now ALL ”paid in full” status. I didn’t know about the debts until I looked at my credit report for the first time last year and paid them as soon as possible. If you were to add all of my credit scores from transunion, experian, and equifax, the sum would be less than 1700. I’ve just recently started to qualify for relatively low credit limit cards that I wasn’t able to qualify for only 6 months ago. Despite the negativity of the collection accounts and a credit card deliquency of 60 days (out of 3 years), using 3 low-limit credit cards wisely and keeping a good balance to limit ratio, would good practices continue to increase my credit score more and more or would they be hurt a ton by the paid collections for the next 7 years?
Tags: 3 years, collection accounts, collections, Credit Card, credit cards, credit report, Credit Score, credit scores, debts, deliquency, Equifax, Experian, negativity, TransUnion
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