how-to-fix-your-credit.com How To Fix Your Credit? Let Us Help You Fix Your Poor Credit Score Now.If your credit score is below 600, you are in serious need of repairing some damage. Fixing Your Credit If your credit score isn’t as high as you would like it to be there are a few things you can to raise your score. 1. Pay all bills early. Paying your bills early serves two purposes. First, because interest is accrued daily you save on interest if you pay when you receive the bill rather than on the due date. Second, if you make it a habit of paying bills when you they arrive there will be less of a chance that you will forget the bill. 2. Use online banking. Most banks will offer online banking for free. This is a great tool to help pay your bills on time. It gives you the option of paying a set amount every month or, with some creditors, will actually pull the bill and pay the amount owed every month. If you pay a set amount, be sure it is higher than it needs to be since the amount due can vary. 3. Pay off credit cards. The goal here is to have the smallest percentage of debit to credit limit as possible. You should never have more than 50% of a credit card used up, but 25% or less should be your goal. If you are having trouble paying down the balances, ask for an increase on your credit limit, but don’t put any new charges on the is card, this will lower your ratio and improve your credit score. 4. Do not close seasoned accounts. Lenders are looking for accounts that …

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